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Turned Down Elsewhere? Get A VA Second Look.

If another lender said no because of credit score, automated underwriting, or a complex file, Vance Scott may be able to review your VA loan through a manual underwriting path for qualified veterans.

Manual underwriting may be available for qualified VA borrowers. Credit profile, rent history, reserves, residual income, VA eligibility, property approval, and lender underwriting guidelines all apply. Approval is not guaranteed.
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Turned Down Elsewhere?

We May Still Be Able to Help.

Some VA files need a closer look than automated underwriting provides. Approved Mortgage reviews the full borrower profile and may be able to help qualified borrowers pursue a manual underwriting path.

Manual underwriting is a review path, not a promise of approval.

VA eligibility, credit history, income, assets, property approval, reserve requirements, and lender underwriting guidelines must be satisfied.

Why Veterans Choose Approved Mortgage

Work directly with a VA-focused mortgage expert who understands how to structure complex files before they reach underwriting.

25+ Years Experience

Guidance from a seasoned mortgage professional, not a call center.

VA Home Loan Educator

Download my free app for VA loan education, eligibility guidance, and next steps.

500 Score Manual Underwriting

Available for qualified veterans, subject to full VA and lender guidelines.

One Loan Officer Start to Finish

Personal help from application strategy through closing day.

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