Guidance from a seasoned mortgage professional, not a call center.
★ Florida & Georgia VA Loans Only
You've Earned Your VA Home Loan Benefit. Let's Make Sure You Actually Use It.
One of the few lenders in Florida and Georgia offering VA manual underwriting for qualified veterans with credit scores as low as 500, subject to VA eligibility, lender approval, documented 2-year rental history, reserve requirements, and all underwriting guidelines.
Manual underwriting may be available for qualified VA borrowers.
Credit profile, rent history, reserves, residual income, VA eligibility, property approval, and lender underwriting guidelines all apply. Approval is not guaranteed.
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Serving All Of Florida & GeorgiaLocal, Experienced, Trusted
Manual UnderwritingFor Qualified Borrowers
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Turned Down Elsewhere?
We May Still Be Able to Help.
Some VA files need a closer look than automated underwriting provides. Approved Mortgage reviews the full borrower profile and may be able to help qualified borrowers pursue a manual underwriting path.
Manual underwriting is a review path, not a promise of approval.
VA eligibility, credit history, income, assets, property approval, reserve requirements, and lender underwriting guidelines must be satisfied.
Why Veterans Choose Approved Mortgage
Work directly with a VA-focused mortgage expert who understands how to structure complex files before they reach underwriting.
Download my free app for VA loan education, eligibility guidance, and next steps.
Available for qualified veterans, subject to full VA and lender guidelines.
Personal help from application strategy through closing day.